Buying vs Leasing in Laredo, TX

Shopping for a new vehicle requires research, and at Sames Kia we're here to help you through each facet of the car buying process. We field all kinds of questions about financing vehicles. But the most common question we receive is whether our customers should lease or buy their next vehicle. We always strive to ensure that every one of our customers knows the facts about buying versus leasing. Our team is eager to work one-on-one with you to find the best option for your lifestyle and budget, whether you lease or finance your next vehicle.

One major decision when considering a new car is whether to buy or lease. Here are some tips to help your decision.

    

Buying a new Kia

Benefits:

  • Less worry about your car's condition
  • No limit on mileage
  • Full ownership of your vehicle
  • Factory warranty to cover major repairs

How much do I pay?

When you finance your vehicle purchase, your monthly payments will be determined by the vehicle price, amount of your down payment and trade-in value, interest rate, and length of term.

How long does my finance contract last?

Usually 24 to 72 months.

How many miles can I drive my vehicle?

There are no restrictions. However, more miles driven tends to lower resale or trade-in value.

Can I customize my vehicle?

Add accessories to your vehicle at any time.

What happens at the end of my finance contract?

You will receive your title, lien release, or a letter from us indicating your lien has been released electronically after your final payment has been processed.

Upon release of the lien, you own your vehicle free and clear.

Leasing a new Kia

Benefits:

  • Payments are usually lower, compared to a purchase
  • Opportunity to drive a new car every two to three years
  • Factory warranty to cover major repairs

How much do I pay?

When you lease a vehicle, you're only paying for the portion of the vehicle you use over the course of the lease. A lower down payment, or none at all, may also be possible.

How long does my finance contract last?

Usually 24 to 48 months.

How many miles can I drive my vehicle?

You determine the amount of miles you plan to drive during the lease term before you sign the contract. You may buy additional miles up front. Between 12,000 and 15,000 per year is typical. You may incur charges on any excess mileage.

Can I customize my vehicle?

Customize your vehicle only when your lease begins with approved accessories.

What happens at the end of my finance contract?

You may purchase your lease vehicle or return it to Sames Kia, at which point you may choose to purchase or lease a new Kia.

To remind you of when you need to take action, we'll mail you a Lease-End Kit four months before your contract maturity date. Or you can download a print-friendly version.

For details about what to do when your lease is up, see our Lease-End To-Do List.

 

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